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You’ve researched and subsequently hopefully bought the correct SODIMM(s) with which to upgrade your laptop but are left scratching your head over just where to install them? Why don’t laptop manufacturers just make your life easier by giving clear instructions instead of regularly acting as if too much to ask? Truth be told that’s something only they truly know the answer to, meanwhile let’s try and lift the strain off your shoulders by offering you some pointers in where to look, after all who needs their help anyway?

Underneath your laptop

The vast majority of laptops feature two memory slots which are located on the underside of your laptop, or if you wish to be technically savvy the back side of its motherboard. To check whether this is the case, simply turn your laptop upside down. You’ll likely spot several bay covers held down by one or more tiny screws. Depending on your laptop model these will hide the memory, the wireless card, graphics card and/or processor, or any such combination.

The bay containing the SODIMM’s is usually one of the larger ones so first perform a glance of your laptop’s underside and then once you think you’ve spotted one that might contain SODIMM’s put your small screwdriver to use. Not found the right one? Simply proceed via the same route until you find the right one. What if you’re still unlucky? Should this be the case, it’s time to move on to your keyboard. PG Slot

Under the keyboard

Select laptops that feature two or more memory slots may hide SODIMM’s under their keyboard. To unravel this mystery you will need to figure out which screw(s) hold the keyboard down so you can remove them to loosen it. Sometimes this will be one screw, at other times think along the lines of four or more. Unfortunately, it’s not always clear sailing and thus in order to remove the keyboard you’ll sometimes be required to first remove the palm rest and/or other screws that aren’t immediately obvious. One worthy thing to remember is to note what screws go where when it comes to piecing it altogether again. This is especially true if you’ve removed screws of various sizes and lengths. Once inside try not to nudge the flat cable that runs from your keyboard connecting with the motherboard.

After all the churn the above has likely caused, you should be rewarded with unmasking one or more memory slots. This will be certainly be the case for laptops that have two memory slots on their underside and one or more memory slot(s) under the keyboard. If the former slots were already occupied by SODIMM’s and the latter are not then install your new laptop memory upgrade here. If you’re still left wondering where the slots are then proceed onto the palm rest.

Under the palm rest

Your laptop isn’t making life easy for you is it? If you own a professional business model laptop then you’ve likely already located some of all the memory slots your laptop offers only to find they’re already preoccupied then try the following. Similarly to looking under the keyboard research how you can remove the palm rest area. In laptops that feature four memory slots the lower part of the chassis which houses the palm rest will detach separately to the upper section. As with the keyboard, the palm rest’s section mouse pad will be connected via a flat cable with your laptop’s motherboard, remember not to knock it thus risk damage. Unless your high-end business laptop already shipped outfitted with four SODIMM’s, the slots under the palm rest will be vacant.

Houston, I still can’t find my memory slots

If none of the above suggestions helped you locate the memory slots then it could be that your laptop model isn’t intended to be upgraded. This is particularly true in cheap laptops as well as the majority of netbooks. Such devices have their memory soldered onto the motherboard, which cannot be removed and thus replaced without specialist equipment. Should this be the case then unfortunately there’s nothing you can do. In such scenarios it might be a good idea to consider upgrading your hard disk drive (HDD) for a modern solid state drive (SSD). While virtual memory is by no means as high performance as conventional memory, even when simulated on a SSD, you’ll notice a much smoother overall user experience.

Houston, all my memory slots are already full

If after all the above your efforts go in vain only to discover all memory slots are already filled with SODIMM’s then there’s really no option than to remove existing SODIMM’s to make way for new ones. Before you embark on such decision however, check to make sure your laptop isn’t already running the maximum capacity it supports. In some cases this will hold true while not in others. Remember that although adding more memory than your laptop officially supports is at times possible and thus does enable stable operation, it’s not always this simple. To save yourself the inconvenience and potentially money loss don’t go assuming this to be true unless you understand the underlying hardware and its specifications.

Houston, is there any shortcut to knowing which slots are free?

In short, the answer is yes but that’s still only part of the full picture. While you can equally learn how many memory slots your laptop contains as well as which are currently occupied by SODIMM’s via software such as CPU-Z, AIDA64 etc., this doesn’t offer you any indication as to where they are physically located inside. As a result, while you’ll learn the valuable piece of information that is the number of memory slots present in your laptop, you will still need to look on its underside and/or under the keyboard/palm rest to discover their physical whereabouts.

Low interest online loans may seem difficult to find at times, especially if you have a restrictive budget that you have to work the loan payment into.

If you take a little bit of time to search for the loan that’s right for you, however, you might just find that low interest online loans are available that will meet or exceed any offers that you might receive from physical lenders. VayTienOnlineEB

In order to help you get the most out of your online lending experience and to find the low interest online loans that best fit the money that you have available in your budget, try to keep some of the following advice in mind.

Determine What You Can Afford

In order to fit one of the low interest online loans that you’ll be looking at into your budget, you need to first determine exactly how much you can afford to pay each month for a loan payment.

Look for any way that you can reduce some of your other expenses if you find that funds will be tight with a loan, including consolidating older debts into the loan by using some of the money that you borrow to pay them off in full. While this may increase the amount that you borrow, you’ll find that it doesn’t greatly increase the monthly payment while giving you quite a bit more money to work with in your budget.

Choose Collateral Carefully

Almost all low interest online loans are secured loans, meaning that you’ll have to use some item of value as collateral to guarantee that the loan will be repaid on time and as agreed. Many online lenders require that certain types of collateral such as home equity be used because of their higher value and the relative ease with which it can be worked with electronically.

If the lenders that you’re considering do allow other types of collateral to be used, you might want to take a little time to decide which collateral would be best for your loan. In order to keep interest rates low, you’ll need something that has a higher value than the amount you’re wanting to borrow.

Collect Interest Rate Quotes

Even though there are a number of low interest online loans available from different lenders, the exact amount of interest that you pay is likely going to vary from one lender to the next.

In order to get the best deal that you can, you need to take the time to contact different lenders and request quotes for loans based upon the amount that you want to borrow and the collateral that you’re using as security for the loan. These quotes will likely include possible interest rates, estimated monthly payments, and the terms by which the loan would have to be repaid.

Compare Loan Offers

Once you’ve collected quotes for a variety of low interest online loans you should look at the different rates and terms so as to determine which loan would best fit into your monthly budget.

Using accounting software is inevitable if you want to keep proper financial records of your business. You need proper financial records so that you make informed business decisions or for submitting taxes etc. Finding the right accounting software package can be a difficult task given that there are a lot of accounting package to choose from. So, how do you go about choosing an accounting software package for your business? I have made a list of things to consider when you choose accounting software for your business. The information is more useful to those organisations that are small (from 0-9 employees), do not have an IT department and do not have or cannot afford full time or qualified accountant.

There are two types of software to choose from. You can either choose desktop software or cloud/online software. Desktop software is the one that you install on your computer. You can only access the software on the computer it was installed. Cloud or online software is the one you access via a web browser and you access it on any device such laptop, tablet or smartphone as long as there is an internet connection. Here are some of the things to consider;

The software must be affordable. You have to consider your budget and the cost of the software. You do not have an infinite budget and you therefore want the cost to be affordable. Cost of desktop software usually includes purchase price e.g. $199.96 for QuickBooks Pro 2013 and sometimes annual fees or annual upgrade fees. Cost of cloud software is usually charged at per month for each user. Prices for cloud software can be as little as free as in the case of Wave Accounting or $29 per month for Sage One.

The software must be easy to use. Hiring a qualified accountant can be costly and sometimes not necessary. You may therefore need to hire someone who is less qualified person to do the bookkeeping. A less qualified person can be able to prepare a proper set of financial records provided that the software is simple to use and understand. All you may need is one day training and you are good to go.

The software must be secure. Security is very important especially when you use an online/cloud software application. You don’t want to lose precious financial shareit for pc  information to hackers etc. How do you know that the software is secure? Well, look out for things like 256 bit SSL encryption, TRUSTe certified privacy, VeriSign secure etc.

The software must be packed with features you need. Most software come packed with a lot of features. There is always a danger of paying for features that you do not need and therefore cannot use. As a small business owner, you are likely to need a software that will let you invoice your customers, capture bills, import your bank statements (so that you do not manually capture them) and print reports (such as balance sheet, general ledger, trial balance, vat report, age analysis, income statement, debtors ledger and creditors ledger).

There must be plenty of support. You want software that is backed with support. It comes a time when you have forgotten how to capture an invoice or printout a certain report and you need help fast. Support is always vital in those situations, so you need to check if your provider provides support.

The software provider must be a going concern. By this I mean that the provider must be able to stay operational for many years to come. The provider must therefore have a strong financial backing and must show commitment. You really do not want a situation you entrust someone with your financial information and only to lose access to it because the software provider is no longer operational.

Whether gambling online is a serious pastime for you or a casual hobby, choosing between the hundreds of online casinos available online today can be rather intimidating. After all, every online gamer has their own unique personality, likes, dislikes and preferred games. Just as every player is different, so are online casinos. Below are the basics to consider when shopping around for an online casino that will meet your gambling needs and then some.

It’s All About the Games

When it comes to online casinos, I come to play and I play to win. But first and foremost, I come to play. That means that you’re not going to stick around playing a game you don’t enjoy. Even if you play a game common to all casinos like poker, if the interface is weak you are all but guaranteed to make a fast “exit.”

Because online casinos only feature games where wagers are involved, you might think your choices are limited, but you couldn’t be farther from the truth. Many companies pride themselves on thinking outside the box and offering new and innovative games that raise the bar in terms of graphics, sound and playability. It is a good idea to get an idea of which online casinos carry games that you are interested in playing. Companies like Rival and Cryptologic are just two of the many top online casino software providers that push the envelope with every game they put out.

Also know that each software provider has their own style. Rival, as I mentioned above, has stellar games, but tends to cater to the younger crowd of online casino players. They focus more on graphics and games that appeal to “video gamers” more than anyone else. Where as Cryptologic has a knack for taking classic games and making them fresh and exciting again.

Banking Features

Naturally people when playing online, one wants to make sure that they are able to access their money as quickly and conveniently as possible. Most online casinos offer simple depositing processes whereby you deposit money into an account for use within that particular online casino. Still, not every casino operates the same way. RTG and Playtech incorporate their own software methods to manage money while Cryptologic uses “Ecash.”

Look for Peer Reviews

An online casino will tell you anything and everything to get you to gamble at their online casino. Can you blame them? They want to make money. It is in their best interest to sell their online casino as the biggest and the best. Therefore, your best bet on researching an online casino is to search for customer reviews on gambling review websites.

Online gamers are passionate about the casinos they love and venomous towards those they hate. Before spending a dime, it behooves you to read some reviews and benefit from the experience of others. There are so many sites out there offering top-notch, third party reviews of online casinos. Even though you’ll be gambling at the casino, it’s best not to gamble on a casino. 우리카지노

Beware of Sign Up Bonuses

Sign up bonuses as far as I’m concerned are the candy that a shady stranger uses to lure a kid into a van. They say nothing for the online casino’s game-play or customer service. I shall use another simile. They are like an ad incentive from a car dealership put out there to draw suckers into the clutches of salesman. Bottom line, there’s always a catch. In the above scenarios you either get kidnapped or have the old “switcharoo” pulled on you and end up paying way more than you wanted for a car.

Online casinos are no different. Often the sign up bonus will offer some exorbitant amount of free money. That’s what it says on the surface. But what they don’t tell you is that if you want that money to pay off, you will have to pay an even more exorbitant amount in wagers until you meet your minimum that lets you cash out…if you have any winnings that is.

Are You a Mac or a PC?

While every online casino is PC friendly, the same cannot be said for Macintosh computers. However, online casino bosses aren’t blind and many have developed platforms that are compatible with both PC and the rising number of Mac users. So if you’re on a Mac, your choice is fairly limited. If you’re on a PC, the online casino world is your oyster.

It is stating the obvious when we say that headlines are the deciding factor for any gambling website writer in order make his work stand out among the endless online poker articles that are out there. But this is one point that cannot be stressed strongly enough. Remember, a headline for casino news article is like a first date for a budding romance or the all important handshake at the start of a business meeting. It may be a cliché but first impressions do last the longest. Hence, it is imperative for gambling writers to come up with a clear and catchy headline.

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Just as one is apt to judge a book by its cover, so will readers go through your casino news article only if they find the headline eye-catching enough. Again, as stated above, this is a part of the online casino article that is most likely to stick in the mind of the reader. An individual will skim through multiple online casino gambling articles daily and naturally he will not be able to recollect all that he read. Why on earth should he? But a witty headline will always make a lasting impression however disinterested the reader may be towards the content.

There are different ways that online gambling writers can make use of to ensure that the headline for his online gambling article is attractive and casino news worthy. First off, the golden rule for all gambling content writers is keeping it short and simple! This, of course, is easier said than done but is absolutely necessary for any casino news article. One can also make use of relevant catchphrases and slang-terms that tend have a greater impact on the reader.

To put it very simply, a good headline for any casino news article does 90% of the job. With practice, one can master the art of headline writing and become an effective gambling content writer.

When one considers learning and study, one should always keep in mind that there are three aspects that are of importance:

STUDY SKILLS:

The ability of any learner to study successfully depends to a great extent on his fundamental study skills, i.e. his ability to concentrate, to perceive correctly and accurately, as well as the ability to remember what has been perceived.

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Study skills should not be confused with study techniques and study methods. The difference between these can be explained by using the game of soccer as example. In order to be a soccer player, a person FIRST has to master the fundamental soccer skills, e.g. passing, heading, and dribbling the ball. Only after that can he be taught techniques and methods. In the same way, in order to be a good student, a learner FIRST has to master the fundamental study skills.

Mnemonics training is often done without keeping this sequential fashion of learning in mind. A mnemonic is a specific reconstruction of target content intended to tie new information more closely to the learner’s existing knowledge base and, therefore, facilitate retrieval. There are a variety of mnemonic techniques, including keywords, pegwords, acronyms, loci methods, spelling mnemonics, phonetic mnemonics, number-sound mnemonics, and Japanese “Yodai” methods. An example of an acronym is to remember the word HOMES to recall the names of the Great Lakes: Huron, Ontario, Michigan, Erie, and Superior. The purpose of number-sound mnemonics is to recall strings of numbers, such as telephone numbers, addresses, locker combinations or historical dates. To use them, learners must first learn the number-sound relationships: 0=s; 1=t; 2=n; 3=m; 4=r; 5=l; 6=sh, ch, or soft g, 7=k, hard c, or hard g; 8=f or v; and 9=p. To remember the date 1439, for example, the learner uses the associated consonant sounds, t, r, m and p, and will insert vowels to create a meaningful word or words. In this case, the word “tramp” can be used.

There are, however, at least two problems in improving memory by means of mnemonic instruction. The first problem is — as already stated — that it overlooks the sequential fashion of learning. Mnemonics instruction is, to a large extent, instruction in memory techniques, which should be taught only AFTER the skill of memory has been learned. It can be compared to a person being taught soccer tactics, such as the “wall pass,” while he has not yet adequately mastered the skill of passing the ball. As stated in ‘Knowabout Soccer’, “No matter how good your passing technique, if the quality of your passing is poor, your technique will not be effective.” The second problem is that by teaching memory crutches only, the result is, as stated by Scruggs and Mastropieri, “on more complex applications, generalization attempts [are] less successful.” If the SKILL of memory is taught, however, the learner can apply it in any situation.

STUDY TECHNIQUES:

There are three learning techniques that can be employed to make study more successful.

1. Association: This is probably the most important and most effective of all the learning techniques, of which mnemonics is probably the most commonly used association technique.

2. Thinking in pictures: One is able to remember much better what has been seen in the mind’s eye than what has been thought in abstract terms. Therefore, one should always consciously try to think in terms of pictures.

All over the world, most of the students want to at least complete a full-time degree or study in US but before you can step into any of the universities or schools for your desired program of study, you need to get the F-1 visa.

Schengen Visa Travel Insurance

For students planning to continue their education in US, there are separate visas that are issued by the US Citizenship and Immigration Services (USCIS). However, unlike other countries, US Immigration and National Act have extremely stringent and specific requirements when it comes to applicants that qualify for the F-1 student visa. It will be decided at the Consulate whether you qualify for the F-1 visa. The student visa requirements include being accepted at the school, proof that you or your sponsor has enough funds to pay for lodging and tuition for the proposed study program and strong intention of leaving US after the academic program is completed.

The F-1 visa is for full-time students and their dependents such as immediate family is eligible for F-2 visa. F-1 is only issued to students planning to peruse full-time academic program or a language courses. F-1 visa and other student visas are only issued to students that seek admission in Student and Exchange Visitor Program (SEVP) certified. The SEVP monitors the visitors on the different J, M and F visas, colleges and exchange programs. All applicants for the F-1 visa are required to have Form I-20 that is generated by the SEVIS, which is needed at the submission of the F-1 visa.

Other required documentation includes:

• Form I-20

• MRV receipt that proves visa application fee has been remitted.

• Form DS-160 which is the online non-immigration visa application

• A valid passport (in good condition) that is valid for at least 6 months after the period of stay in US.

• 2 x 2 inch photograph with clear facial features and no covering over the head.

• SEVIS 1-901 receipt of the fee

Some of the documentation and proof that are needed at the time of submitting your forms and application for visa include:

• Diplomas, certificates and transcripts for the institutions that have been attended till date

• GMAT/SAT/TOFEL/GRE scores, as applicable. These are standardized tests that are accepted across most educational institutions in US

• Proof of financial evidence that shows that your parents/sponsor are financially strong to put you through the cost of the tuition fees for the study program and can cover living expenses.

• If the sponsor/parent draws a fixed salary, the original income tax documents and bank statements will be needed but if the parents run a business, all documents pertaining to business registrations, tax documentation, and licenses will be needed.

The students on F-1 are exempted from paying the Federal Insurance Contributions Act taxes which go into the Medicare and Social Security as they are non-immigrant foreign nationals. But the exemption is only for the first 5 years. But they are still responsible for paying the federal income tax if they have been in US for 5 years or less by using the 1040NR tax forms. Additionally, many of the F-1 visa holders are legally eligible for the provisions under the tax treaty of individual home country.

Online gambling already has a place on the London Stock Exchange, and this trend is set to continue boldly as worldwide acceptance of internet gaming increases. The UK online gambling site Betfair is considering a stock float of £1.5 billion in 2010. Founders Andrew Black and Ed Wray, who own 25% of the firm will then realize £375 million, and are likely to sell some of their holdings if the stock increases as expected after the offering.

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Another big financial move in the online casino business is the upcoming merger between PartyGaming PLC and Bwin Interactive Entertainment. This will create the world’s largest online wagering empire, leading the market in casino, games, sports betting, and poker. Shareholders of both the entities have approved of the merger, and the deal is expected to be complete in the first quarter of 2011, and the resulting company will be traded on the London Stock Exchange. Before the merger, the companies combined had net gaming revenues in 2009 of 682 million euros.

PartyGaming is based in Gibralter, and Bwin is based in Austria. After the merger, Bwin’s assets and liabilities will transfer to PartyGaming, and the new joint company will be based in Gibralter and at that time will be de-listed from the Vienna Stock Exchange.

The merger of these two online gaming giants is likely to prompt more mergers and acquisitions, particularly when coupled with a worldwide trend of relaxing gambling laws.

Another trend that is likely to improve the fortunes of the internet gaming industry is the increase in the use of mobile devices for online wagering. The value of the mobile online gaming sub-sector is valued at around $20 billion (US) in 2010, and that value is expected to grow rapidly in 2011.

Currently, the main thing holding back the impending surge in mobile gaming is that mobile device brands and media owners are waiting on various international legalities of online gambling to work themselves out, particularly in the US, which would represent an enormous market if legislation is passed by the US Congress clarifying the legal status of online casinos in the US.

Nevertheless, some companies are developing and testing mobile platforms in anticipation of growth in the market, and the UK has led the way in this effort. Other areas of the world expected to contribute significantly to the growing market in mobile internet gambling include Europe as a whole, which currently makes up 37% of the market. The Asia-Pacific region makes up nearly 40% of the market. The biggest contributors to the fortunes of mobile gambling in terms of games are expected to be lotteries, with sports betting coming in second, and casino gaming following in third place.

Online casinos are the latest wave of gambling fun. Not that they are new to the internet world or anything, in fact, they have been around for quite awhile. However, if you still have no discovered the fun of visiting an online casino, you are in for a real treat. You may be asking, why Online as opposed to an offline casino, this is a good question and we have the answer.

Think about an offline 안전공원 casino or your traditional casino boat or palace. They are generally chaos, but still extremely fun. But when you take the online version, you get a wide variety of benefits that you simply cannot get when visiting an “offline” casino.

Available Anytime!

First, you can play your favorite casino games any time, day or night. You do not have to worry about it closing, because the internet is open twenty-four hours a day, seven days a week, 365 days per year. In the offline version, you have to deal with opening and closing hours, and what is more, when a traveling casino boat, you have to deal with parting and arriving times.

Popular Casino Games

Secondly, your favorite games are most often available. Therefore, you enjoy the typical casino events, right in the comforts of your own home. Some games you might find at online casinos include Poker, Slots, Roulette, Craps, Blackjack, and Baccarat.

Avoid the Crowds

Another great thing about the online versions versus the offline versions is that you avoid the crowds. Many people do not like to deal with the large crowds at most land casinos. At an online casino, you avoid the crowds, and take part right on your computer.

In Your Pajamas

Sometimes a night on the town is fun, getting dressed up, looking your best, and getting out of the house. However, for busy people this is not always an option. If you still want to enjoy the casino, but really do not have the ability, time, energy, or desire to get out and deal with driving, crowds, or getting dressed up, you can have the same fun and results at an online casino. Play in your pajamas or whatever you like, no one will be none-the-wiser because you are in the comforts of your own home.